Planning is the commodity.
Implementation is the differentiator.
We coordinate complex financial strategies for affluent business owners, collaborating with your CPA to transform plans into tangible outcomes.
We are consultants and coordinators. We do not replace your CPA, attorney, or wealth manager—we help them work together.
Why Advanced Planning Often Fails
The issue is rarely ideas. It's follow-through.
We Act as Your Planning Quarterback
Collective VFO sits at the center of your advisory team—not replacing them, but coordinating them. We ensure strategies move from recommendation to execution, and nothing falls through the cracks.
Think of us as your financial air traffic control: we make sure everyone is working together and headed in the same direction.
What we coordinate:
✓ Strategy development across tax, legal, risk, and wealth
✓ Implementation timelines and accountability
✓ Communication between your existing advisors
✓ Ongoing review and adjustment as your life evolves
The MAP Process
A disciplined, five-stage approach from diagnosis to implementation
Comprehensive Planning Coordination
Our Virtual Family Office covers every aspect of your financial life; ensuring nothing is overlooked and everything is aligned.
Proactive tax strategy coordination designed to legally reduce lifetime tax exposure. Examples: entity restructuring, defined benefit plans, multi-year income timing, charitable structures.
Asset protection structures, insurance gap analysis, and liability planning to safeguard what you've built.
Entity structure optimization, succession planning, exit strategy development,
and growth alignment for business owners.
and growth alignment for business owners.
Investment oversight and portfolio coordination to ensure your wealth manager's strategy aligns with tax and legacy priorities.
